By: Paul @ FiscalGeek
Awesome information, thanks for compiling it all in one location gathering my paperwork now.
View ArticleBy: eric
Bookmarked! I knew about these reports but never got around to checking them. Thanks for the reminder.
View ArticleBy: williamsti
Is it true that when you request your credit report that you are “dinged” against your score?
View ArticleBy: Jim
No, it’s considered a “soft inquiry” and doesn’t affect your score. Only “hard inquiries,” where lenders pull your report to make a lending decision, count against your score.
View ArticleBy: thomas
Wow, never really knew (or remembered) about these reports. It’s also pretty scary to know so many companies have information about you.
View ArticleBy: Live Money Smart
Excellent info, I didn’t realize those reports could be obtained also.
View ArticleBy: DDFD at DivorcedDadFrugalDad
Requesting your reports should be an every six month thing- like changing the batteries in your smoke detectors . . .
View ArticleBy: John
Capital One likes to send me a rejection letter, some FACT act later, saying that I didn’t qualify for a credit limit increase because my credit report didn’t look swell. Bank of America is supposed to...
View ArticleBy: Bargain babe
Interesting, I never knew this info was available. I’m going to link to this on my blog, bargainbabe.com. Very useful!
View ArticleBy: Deloris
There are 3 free credit reporting agencies. They all have pretty much the same information, so mark your calendar: go on-line for a report from agency #1 in January, agency #2 in May, and Agency #3 in...
View ArticleBy: daemondust
Am I the only one who has a problem with giving these companies information about myself they might not already have? For example, to get the choicepoint file I would have to send a copy of my driver’s...
View ArticleBy: audra
i know this will likely benefit a lot of people. but here we go again giving the information that they may not necessarily need. you would think they would be able to look this stuff up using your name...
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